The Importance of Insuring Yourself Properly: Coverage for Washington, D.C., Virginia, and Maryland Uninsured Car Accidents and Hit and Runs

Unfortunately, with the way the world works today, what is considered “fair” is almost never part of the equation. You can do all of the right things, work hard, pay your bills on time, and still end up feeling like you are getting the short end of the stick.

When you are involved in a car accident that was caused by another person’s negligence, it can especially begin to feel as though you were dealt a bad hand. You follow the rules of the road, drive carefully, and pay attention, and yet someone else’s lapse of judgment or attention can end up causing you pain, suffering, and costly repairs to your vehicle.

Imagine this feeling (and more) if you are involved in an accident with an uninsured driver or even a hit and run accident. The frustration—especially since you are a safe, insured driver—at being saddled with the responsibility of paying for costly repairs and medical bills is matched by nothing.

Fortunately, your foresight and preparedness does pay off in these situations. If you have Uninsured Motorist coverage, the claims you file for both accidents with uninsured drivers and hit and run accidents (which are treated just like uninsured motorist claims) are taken care of under that coverage.

With the downward turn of the economy, not to mention Virginia’s lax rules on uninsured drivers, more and more drivers are on the road uninsured. No one anticipates having an accident, but being prepared with the best possible auto insurance policy—including substantial Uninsured Motorist coverage—can give you the peace of mind that your back is covered, no matter what.

If you or someone you love has been injured by an uninsured driver or a driver who has left the scene of an accident, the Washington, D.C. uninsured car accident lawyers at Lewis & Tompkins can help you recover your damages. Call them today at 202.296.0666 for a free consultation.