Articles Tagged with lewis and tompkins

Are you a  parent with a busy work schedule? Have you been putting your child into a daycare to provide them with a safe, nurturing environment while you make ends meet? If you are shopping around for a good daycare, or want to reevaluate your current one, there is some information you should be armed with.

We know children get hurt – it’s just something that is going to happen. They’re exploring, pushing their boundaries, getting used to their bodies. There will be stumbles and bumps and scrapes – and, of course, there will be crying. When an accident is more than just a boo-boo, it is normal to start wondering if you made the right choice. Much of protecting your child at daycare comes from your first choice of where to send them.

Before committing to a location, you should visit the center on multiple occasions both on tours and while there are children present. You want to see firsthand how the daycare runs. While you’re there, keep an eye out for industry credentials, get in touch with the other parents for their opinions. When you get back home, seek out third-party references.

When thinking of muscle cars, safety is typically not the first thought. We think about speed, thrill, speed, excitement, and danger with these vehicles, and it shows.  Muscle cars have  higher insurance rates, increased scrutiny by police, and are involved in a higher proportion of collision.  People don’t think about this when buying these cars. Yet with all these risks, are car manufacturers doing all they can to preserve the riders? You would think that a type of car that experiences increased instances of high speed collisions would have beefed up safety measures to protect the driver, but do they? The IIHS (Insurance Institute for Highway Safety) has found the leading models to be lacking.

IIHS put the 2016 Chevrolet Camaro, Dodge Challenger, and Ford Mustang through the crash course to stack them up against more typical cars and each other. While the Mustang outperformed the others when it came to safety, none of them were able to secure the IIHS TOP SAFETY PICK. The Camaro lacks available front crash prevention system, and unexceptional roof strength. The Challenger had immediately concerning results. In the Small Overlap Frontal Crash Test, where the vehicle is crashed into a wall’s edge with a point of impact at about the driver’s side headlights, the driver’s side front wheel was pushed back into the foot well. The crash test dummy could not be extracted without removing its foot.

The takeaway from this test was that while the Mustang and Camaro achieved good results, but not exceptional, the Challenger had a severe fault in a crash test that accounts for 25% of real world frontal collisions. We all want to have some fun, and muscle cars certainly offer that, but do not forget to consider safety ratings when shopping for a performance vehicle. It could be the difference that keeps you alive to enjoy many more rides.

Documenting the time you miss from work will increase the value of your case significantly. Missed time from work is compensable in itself (you get paid for the time you were off), but also is evidence of a more serious injury. If you were hurt but went to work, it appears (rightly or wrongly) that you were not as seriously injured as someone else may have been.

Check out our wage verification form for an idea as to the type of information that an adjuster (or ultimately, a jury if necessary) will need to see evidence of your wages:
The name and address of your employer
A brief description of your position
How much you make, and how you get paid (hourly, salary, commission, etc.)
The dates you missed from work
The date you went back to work

You will have to prove you have paid your taxes. Be prepared to show a pay stub showing your withholdings or a tax return if a case has to go to Court.

The Inauguration of Barack Obama is now over, and the 1.2 million people who flooded into our hometown are now gone. The Mall has been cleaned up, the Hotels are back to having rooms available, and D.C. can now go back to what passes for normal around here.

While the inauguration was amazing enough, what strikes us as even more important was that nobody got hurt.

Car accidents and pedestrian accidents happen in DC constantly, and they happen whether Congress is in session or not, or if the President is in town or not, or if the Supreme Court is in session or not, or if the Wizards, Capitals, or Nationals are in town or not.

Yes, getting your car inspected every year is time consuming. And yes, getting your car inspected can be expensive, especially if it turns out that your car needs several things repaired in order for it to pass.

But how would you feel if you caused an accident or, even worse, caused someone to get seriously hurt because you didn’t bother to get your car inspected? What if your brakes fail? What if your horn doesn’t work? What if your tires aren’t good enough? What if your blinkers don’t work?

A better way to look at it would be to reverse that situation. What if you got hit by a driver who didn’t bother to have his car inspected? Or didn’t bother to fix what was wrong?

As much as we like to talk about how bad credit can happen to anyone, the truth of it is that for the most part bad credit happens to people who are already poor.

If you stop for a second and think about all the ways in which poor people are taken advantage of, from everything to high interest rates to those scam payday loan places, you start to realize that the deck is truly stacked against those who arent making near six figures a year.

So it isnt much of a surprise that insurance companies raise their rates based not on the individuals driving record, but their credit history. This is perfectly absurd. A person could have a spotless driving record with no tickets or accidents, yet will still pay astronomical rates if he happens to have come into money troubles.

For those of you who are looking for realistic grading of insurance company performance, take a good look at how AM Best does business.

AM Best is an information provider that provides ratings and analysis about insurance companies, and the analysis is not based on just the profitability of the companies, but rather their ability and willingness to promptly and fully pay claims.

This seems to be one of the better was to hunt for a good insurance policy.

The National Highway Traffic Safety Administration is providing automatic updates via e-mail or text messaging.

Whenever there is a safety recall involving tires or child safety seats, subscribers will recieve information in their e-mail accounts or PDA’s.

We think signing up for this service would be a good idea, particularly if you have small children.

The Department of Transportation recently released a study showing that teens arent wearing their safety belts when they arent supervised.

Predictably, the number of teens involved in fatal accidents who arent wearing their seat belts is alarmingly high.

Follow the link for more information, and take the time to make it clear to your teenage driver that wearing a seat belt is not optional.